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Nika Melnik

Nika graduated from the institute of energy saving and energy management of National Technical University of Ukraine “Kiev Polytechnic Institute”. She is placing risks of our clients in the insurance partners for more than 5 years.

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The approach to defining political risks insurance is quite different from other insurance products. It’s worth mentioning that political risks insurance can refer to two different notions. What are those and what do they mean?
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Who and under what circumstances is entitled to them? Constant currency exchange rate fluctuations keep adding to the growing uncertainty in what tomorrow brings. Since the insurance in its essence is aimed at bringing confidence, the issue of concluding insurance agreement denominated in foreign currency has been coming up pretty frequently lately. The main purpose of such policies is to guarantee that the indemnity, just like the insurance premium, will be paid in the foreign currency as well. This article is called to review the provisions under which entities operating in Ukraine can count on using the benefits of foreign-currency denominated insurance agreements.
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Did you know that equipment breakdown caused by its functional defects or faulty operation by the workers either due to lack of professionalism or mere curiosity is not covered by regular property insurance policy? If such damage entails financial losses for your company, the insurance company has legal right to deny you indemnity. In a situation when your business operations depend on expensive equipment it is reasonable to consider purchasing machinery breakdown insurance policy.
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This overview might be interesting for farmers who already own farms in Ukraine, or investors looking for farms for sale in Ukraine or even Ukraine’s land for sale (though this option might be available only after lifting moratorium in 2017).
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