It’s no secret that recently numerous developments in political and economic spheres brought about changes into the life of whole country. If we compare ordinary people’s welfare last year to life in Ukraine 2015 and projected life in Ukraine 2016, there will be an obvious and major change, namely – the impact of depreciation of hryvna against US dollar. Sky-rocketed prices made a great number of people reconsider their expenses, including the amount of money that was normally spent on insurance.