What should the client do if the bank issuing loans strongly recommends that the client conclude the agreement with a particular Insurer?

Answer: Before making a decision it is necessary to understand whether the manager’s choice of particular insurance company is because the bank lobbies for it or he just doesn’t possess the most recent information regarding the current agreements the bank has with other insurance companies. In the first case, the client has no choice, but to go with the insurer recommended by the bank, but try receiving the best possible prices.

In the second case, the client with the help of an insurance broker can receive an actual list of insurance companies accredited at the bank and choose the one at his discretion. The thing is that the broker receives the information regarding the accreditation from the insurance companies themselves instead of requesting it from the bank.

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Overall portfolio of clients’ risks insured in 2016
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