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NBU exchange rate*

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Average exchange rate*

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NBU exchange rate*

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BritMark at a Glance
76.02 UAH, bln
Overall portfolio of clients’ risks insured in 2017
О BRITMARK
* источник курсов www.minfin.com.ua

Renewable Energy: Smart Ways to Insure Your Investments
Cargo Insurance
Contractors’ All Risks Insurance
Liability Insurance
Other

The number of companies, which invest in renewable energy, is growing immensely. It is mostly driven by one key factor – a quite predictable and reasonably short payback period. However, the targets in this field require substantial investments, and from time to time people are even tempted to take the risk of losing all of their savings with a view to making profit in the long run. This article dwells upon the smart ways of securing your investments. Insurance has always been the most reliable way to do so. Let us give this issue a closer look to find out about the relevant insurance products.

132
Cargo Insurance: 4 Clauses Not to Miss in a Policy
Cargo Insurance
Liability Insurance

Cargo insurance can boast constant demand in Ukrainian insurance market since quite wide range of entities are entitled to act as the Insured under the contracts. Shippers, consignees, carriers and freight forwarders may have the insurable interest in the cargo and conclude the policies accordingly. Judging by our experience, the party which is the most interested in the cargo safely reaching the destination point is more likely to pay for the insurance.

326
3 Biggest Mistakes in Insurance Policies Which Result in Indemnity Denial
Cargo Insurance
Contractors’ All Risks Insurance
Liability Insurance
Real Estate Insurance
War/Terrorism Insurance
Business Interruption Insurance
Agricultural Insurance
Environmental Insurance
Collateral Insurance
Leased Property Insurance
Other

Concluding insurance agreement should be aimed, in the first place, at receiving indemnity in case of unforeseen circumstances. Imagine the Client’s distress if the insurance company denies indemnity or pays for the damage only partly.

794

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Underinsurance: Cost-Cutting at a Heavy Price
Cargo Insurance
Contractors’ All Risks Insurance
Liability Insurance
Real Estate Insurance
War/Terrorism Insurance
Business Interruption Insurance
Agricultural Insurance
Environmental Insurance
Collateral Insurance
Leased Property Insurance
Other

Lately there have been some developments in the sphere of issuing loans to businesses secured by pledged property assets. Though the process is not as speedy as some of companies would have wished, that is still a positive trend for the economic revival. Typically enough the majority of lenders view the compulsory insurance required under the mortgage agreements as the unintended expenses. Therefore only the slight share of attention is paid to considering and negotiating the most favorable insurance terms and conditions instead of using the insurance policies as the tool to minimize the entrepreneurial risks.

872
Foreign-Currency Denominated Insurance Policies
Cargo Insurance
Contractors’ All Risks Insurance
Liability Insurance
Real Estate Insurance
War/Terrorism Insurance
Business Interruption Insurance
Agricultural Insurance
Environmental Insurance
Collateral Insurance
Leased Property Insurance
Other

Who and under what circumstances is entitled to them? Constant currency exchange rate fluctuations keep adding to the growing uncertainty in what tomorrow brings. Since the insurance in its essence is aimed at bringing confidence, the issue of concluding insurance agreement denominated in foreign currency has been coming up pretty frequently lately. The main purpose of such policies is to guarantee that the indemnity, just like the insurance premium, will be paid in the foreign currency as well. This article is called to review the provisions under which entities operating in Ukraine can count on using the benefits of foreign-currency denominated insurance agreements.

929
From Fear to Confidence: How to Stay Calm During Crisis
Cargo Insurance
Contractors’ All Risks Insurance
Liability Insurance
Real Estate Insurance
War/Terrorism Insurance
Business Interruption Insurance
Agricultural Insurance
Environmental Insurance
Collateral Insurance
Leased Property Insurance
Other
CASCO Insurance
MTPL Insurance
European Accident Statement

The base in the the word “insurance” means “fear” in Ukrainian and “sure” in English. It well may be that this etymological difference defines the different attitude towards insurance as the whole. In Ukraine people insure to get rid of fear while in the Western Europe or the USA they insure to ensure their confidence in what tomorrow brings. Nevertheless the profound understanding of the benefits of insurance as an effective means of securing financial welfare is gradually catching on. This is especially evident in the period of economic downfall. The statistics back up this trend showing that the number of insured events increase during the crisis years. Below are the grounds for this pattern.

707
Sports Clubs Liability Insurance: Marketing Tool or Effective Coverage?
Liability Insurance

Currently Ukrainian society has faced to tendency towards healthy way of life. Although it is still not as popular as in Europe where healthy food and physical attractiveness have become necessary attributes of successful businesspeople, the growing popularity of sports clubs looks very promising.

636