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Accreditation insurance
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Average exchange rate*

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NBU exchange rate*

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Average exchange rate*

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NBU exchange rate*

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BritMark at a Glance
24.1 UAH, mln
Total amount of indemnification paid for 1029 of clients’ claims settled by our Indemnity Department
О BRITMARK
* источник курсов www.minfin.com.ua

Renewable Energy: Smart Ways to Insure Your Investments
Cargo Insurance
Contractors’ All Risks Insurance
Liability Insurance
Other

The number of companies, which invest in renewable energy, is growing immensely. It is mostly driven by one key factor – a quite predictable and reasonably short payback period. However, the targets in this field require substantial investments, and from time to time people are even tempted to take the risk of losing all of their savings with a view to making profit in the long run. This article dwells upon the smart ways of securing your investments. Insurance has always been the most reliable way to do so. Let us give this issue a closer look to find out about the relevant insurance products.

132
Cargo Insurance: 4 Clauses Not to Miss in a Policy
Cargo Insurance
Liability Insurance

Cargo insurance can boast constant demand in Ukrainian insurance market since quite wide range of entities are entitled to act as the Insured under the contracts. Shippers, consignees, carriers and freight forwarders may have the insurable interest in the cargo and conclude the policies accordingly. Judging by our experience, the party which is the most interested in the cargo safely reaching the destination point is more likely to pay for the insurance.

326
3 Biggest Mistakes in Insurance Policies Which Result in Indemnity Denial
Cargo Insurance
Contractors’ All Risks Insurance
Liability Insurance
Real Estate Insurance
War/Terrorism Insurance
Business Interruption Insurance
Agricultural Insurance
Environmental Insurance
Collateral Insurance
Leased Property Insurance
Other

Concluding insurance agreement should be aimed, in the first place, at receiving indemnity in case of unforeseen circumstances. Imagine the Client’s distress if the insurance company denies indemnity or pays for the damage only partly.

794

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Bonus Options in Health Insurance Policies
Health Insurance

Normally each health insurance program overview along with basic sections such as ambulatory care, in-patient care, emergency health care and dental care has addendum containing bonus option which can be included in the coverage subject to additional insurance premium payment. Naturally enough it’s reasonable to evaluate whether or not such additional expenses are justified.

868
Underinsurance: Cost-Cutting at a Heavy Price
Cargo Insurance
Contractors’ All Risks Insurance
Liability Insurance
Real Estate Insurance
War/Terrorism Insurance
Business Interruption Insurance
Agricultural Insurance
Environmental Insurance
Collateral Insurance
Leased Property Insurance
Other

Lately there have been some developments in the sphere of issuing loans to businesses secured by pledged property assets. Though the process is not as speedy as some of companies would have wished, that is still a positive trend for the economic revival. Typically enough the majority of lenders view the compulsory insurance required under the mortgage agreements as the unintended expenses. Therefore only the slight share of attention is paid to considering and negotiating the most favorable insurance terms and conditions instead of using the insurance policies as the tool to minimize the entrepreneurial risks.

872
Cargo vs. Freight Forwarders’ Liability Insurance: What’s the Difference?
Cargo Insurance

Considering the recent developments in logistics sphere which have been leading to market consolidation a lot of operators are looking into possible ways of transferring some of their risks to the insurance companies. However it is essential that the insurance product be chosen accurately with regard to the extent of coverage, as well as with regard to justified cost.

1253
Foreign-Currency Denominated Insurance Policies
Cargo Insurance
Contractors’ All Risks Insurance
Liability Insurance
Real Estate Insurance
War/Terrorism Insurance
Business Interruption Insurance
Agricultural Insurance
Environmental Insurance
Collateral Insurance
Leased Property Insurance
Other

Who and under what circumstances is entitled to them? Constant currency exchange rate fluctuations keep adding to the growing uncertainty in what tomorrow brings. Since the insurance in its essence is aimed at bringing confidence, the issue of concluding insurance agreement denominated in foreign currency has been coming up pretty frequently lately. The main purpose of such policies is to guarantee that the indemnity, just like the insurance premium, will be paid in the foreign currency as well. This article is called to review the provisions under which entities operating in Ukraine can count on using the benefits of foreign-currency denominated insurance agreements.

929