Property insurance
Accreditation insurance
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Average exchange rate*

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NBU exchange rate*

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Average exchange rate*

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NBU exchange rate*

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BritMark at a Glance
2.62 UAH, bln
Overall portfolio of our Personal Lines Department
О BRITMARK
* источник курсов www.minfin.com.ua

Renewable Energy: Smart Ways to Insure Your Investments
Cargo Insurance
Contractors’ All Risks Insurance
Liability Insurance
Other

The number of companies, which invest in renewable energy, is growing immensely. It is mostly driven by one key factor – a quite predictable and reasonably short payback period. However, the targets in this field require substantial investments, and from time to time people are even tempted to take the risk of losing all of their savings with a view to making profit in the long run. This article dwells upon the smart ways of securing your investments. Insurance has always been the most reliable way to do so. Let us give this issue a closer look to find out about the relevant insurance products.

100
Home Insurance: Nuances to Keep in Mind
Real Estate Insurance

Let’s be honest – the issue of personal property insurance, home insurance in particular, is far from being among top-10 priorities for ordinary citizens. To my mind, it’s a shame. In the light of social economic level of development for vast majority of our peers depend on their dwelling as the only one real estate asset they own. Therefore it deserves to be treated accordingly. Nevertheless decision to insure alone might not do if you do not take the nuances into consideration. This article will reveal some of them.

106
Cargo Insurance: 4 Clauses Not to Miss in a Policy
Cargo Insurance
Liability Insurance

Cargo insurance can boast constant demand in Ukrainian insurance market since quite wide range of entities are entitled to act as the Insured under the contracts. Shippers, consignees, carriers and freight forwarders may have the insurable interest in the cargo and conclude the policies accordingly. Judging by our experience, the party which is the most interested in the cargo safely reaching the destination point is more likely to pay for the insurance.

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Real Estate Insurance: How to Receive Guaranteed Indemnity?
Property Claims Settlement
Real Estate Insurance

What is the correct way to fill out the insurance application in order to avoid problematic claim settlement?

766
3 Biggest Mistakes in Insurance Policies Which Result in Indemnity Denial
Cargo Insurance
Contractors’ All Risks Insurance
Liability Insurance
Real Estate Insurance
War/Terrorism Insurance
Business Interruption Insurance
Agricultural Insurance
Environmental Insurance
Collateral Insurance
Leased Property Insurance
Other

Concluding insurance agreement should be aimed, in the first place, at receiving indemnity in case of unforeseen circumstances. Imagine the Client’s distress if the insurance company denies indemnity or pays for the damage only partly.

767
Five Legitimate Grounds for Indemnity Denial under All Risks Policy
Contractors’ All Risks Insurance
Real Estate Insurance
Leased Property Insurance
Other

All risks property insurance agreements have been catching on in Ukrainian market recently. In this regard a logic question comes up – do they really provide coverage against all the possible perils to which the Insured are exposed in the every-day life? The truth is that apart from quite comprehensible exceptions such as military conflicts, decisions of government authorities aimed at nationalization, confiscation or expropriation of insured property as well as cyber attacks or permanent factors causing natural wear and tear of the insured objects there are some exceptions from “all risks” insurance coverage that actually happen rather frequently.

557
Underinsurance: Cost-Cutting at a Heavy Price
Cargo Insurance
Contractors’ All Risks Insurance
Liability Insurance
Real Estate Insurance
War/Terrorism Insurance
Business Interruption Insurance
Agricultural Insurance
Environmental Insurance
Collateral Insurance
Leased Property Insurance
Other

Lately there have been some developments in the sphere of issuing loans to businesses secured by pledged property assets. Though the process is not as speedy as some of companies would have wished, that is still a positive trend for the economic revival. Typically enough the majority of lenders view the compulsory insurance required under the mortgage agreements as the unintended expenses. Therefore only the slight share of attention is paid to considering and negotiating the most favorable insurance terms and conditions instead of using the insurance policies as the tool to minimize the entrepreneurial risks.

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