Market Insights
Our experts regurarly write educational articles, share professional inisghts and discuss currents issues of Ukrainian insurance market
Accreditation of Insurers
  • USD
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Average exchange rate*

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NBU exchange rate*

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Average exchange rate*

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NBU exchange rate*

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Average exchange rate*

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NBU exchange rate*

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* Source www.minfin.com.ua
Health Insurance: Ukraine’s Market Realities
Health Insurance

If you are a lucky one using the benefits of health insurance in Ukraine sooner or later you come across the dilemma of whether or not specific illness, injury or other cause of health problems fall within the category of insured events and are to be covered by the insurance company. Trust me, you are not the only one who has such doubts. This article is aimed at offering you a brief outline of programs under Ukraine’s health insurance programs.

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Will the Social Networks Prevent Your Car From Being Stolen?
CASCO Insurance

Lately the social networks have been riddled with posts either asking to help find the stolen car or asking whether or not someone is looking for this or that plateless car in the picture. Is Facebook actually helpful in such matters? It’s hard to tell. Meanwhile, the statistics on car theft is dispiriting. In 2015 over 10,000 vehicles have been stolen with only 1/3 of them having been found and returned to their owners. The numbers are even worse when it comes to luxury cars. Only 1 out of 20 is usually found. What is more, the condition of the cars that are lucky enough to be spotted, leaves much to be desired. Is it possible to protect your vehicle from being stolen by means of Facebook? Of course, not. On the contrary, CASCO insurance is an effective tool to set your mind at ease.

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Reforms of Ministry of Health of Ukraine: the Patient is More Dead than Alive
Health Insurance

We’ve been hearing tons of promises from Ministry of Health of Ukraine for years now. Those include the opportunity to get medical assistance in a hospital of outside of your area of residence, single electronic database of patients’ records, the right of a clinic to manage their earnings and so on. Unfortunately, reality leaves much to be desired.

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Ukraine Car CASCO Insurance: When Can Insurers Deny Indemnity?
Motor Vehicle Claims Settlement
CASCO Insurance

Most probably you ran across wrecked cars carrying a vivid banner which said “Insured by…” more than once. In Ukraine car owners choose to express their indignation in such a creative way after being denied insurance indemnity. While the majority of disappointed clients fully hold the insurance company accountable for their misfortunes, they would be quite surprised to find out that quite many times they were the ones to blame. What are themost common mistakes that entail indemnity denial?

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List of Insured Property: Things You Should Know to Receive Indemnity without Delay
Real Estate Insurance
Collateral Insurance

The truth is that in a moment of concluding an insurance agreement a simple error in wording can jeopardize the successful claim settlement in case of an insured event. For example, the “Property Insured” clause in the policy can vividly prove the immense importance of trifles.

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Does Insurance in Ukraine Really Work?
Motor Vehicle Claims Settlement
Property Claims Settlement

There is myth quite popular in our country that “Ukraine’s insurance doesn’t work”. I’ve been handling insurance claims for a pretty long time already. In my experience there has been not a single unjustified denial.

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Specifics of Insuring Expensive Equipment
Real Estate Insurance
Collateral Insurance
Other

Did you know that equipment breakdown caused by its functional defects or faulty operation by the workers either due to lack of professionalism or mere curiosity is not covered by regular property insurance policy? If such damage entails financial losses for your company, the insurance company has legal right to deny you indemnity. In a situation when your business operations depend on expensive equipment it is reasonable to consider purchasing machinery breakdown insurance policy.

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