Frequently our clients resent the fact that they have to fill in the questionnaire of insurance company to get quote for peculiar types of liability insurance.
If you are a lucky one using the benefits of health insurance in Ukraine sooner or later you come across the dilemma of whether or not specific illness, injury or other cause of health problems fall within the category of insured events and are to be covered by the insurance company. Trust me, you are not the only one who has such doubts. This article is aimed at offering you a brief outline of programs under Ukraine’s health insurance programs.
Lately the social networks have been riddled with posts either asking to help find the stolen car or asking whether or not someone is looking for this or that plateless car in the picture. Is Facebook actually helpful in such matters? It’s hard to tell. Meanwhile, the statistics on car theft is dispiriting. In 2015 over 10,000 vehicles have been stolen with only 1/3 of them having been found and returned to their owners. The numbers are even worse when it comes to luxury cars. Only 1 out of 20 is usually found. What is more, the condition of the cars that are lucky enough to be spotted, leaves much to be desired. Is it possible to protect your vehicle from being stolen by means of Facebook? Of course, not. On the contrary, CASCO insurance is an effective tool to set your mind at ease.
We’ve been hearing tons of promises from Ministry of Health of Ukraine for years now. Those include the opportunity to get medical assistance in a hospital of outside of your area of residence, single electronic database of patients’ records, the right of a clinic to manage their earnings and so on. Unfortunately, reality leaves much to be desired.
Most probably you ran across wrecked cars carrying a vivid banner which said “Insured by…” more than once. In Ukraine car owners choose to express their indignation in such a creative way after being denied insurance indemnity. While the majority of disappointed clients fully hold the insurance company accountable for their misfortunes, they would be quite surprised to find out that quite many times they were the ones to blame. What are themost common mistakes that entail indemnity denial?
The truth is that in a moment of concluding an insurance agreement a simple error in wording can jeopardize the successful claim settlement in case of an insured event. For example, the “Property Insured” clause in the policy can vividly prove the immense importance of trifles.
There is myth quite popular in our country that “Ukraine’s insurance doesn’t work”. I’ve been handling insurance claims for a pretty long time already. In my experience there has been not a single unjustified denial.
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