Health Insurance: Ukraine’s Market Realities
April 04, 2016
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If you are a lucky one using the benefits of health insurance in Ukraine sooner or later you come across the dilemma of whether or not specific illness, injury or other cause of health problems fall within the category of insured events and are to be covered by the insurance company. Trust me, you are not the only one who has such doubts. This article is aimed at offering you a brief outline of programs under
Though every insurer has its own wording of insured event definition, they all come down to the following – newly diagnosed illness, acute exacerbation of a chronic disease, traumas and injuries unless, of course, they are excluded from the coverage in accordance with the policy. Make sure to double check whether your case can be qualified as an exception, Before calling to the assistance to claim the insured event it’s reasonable to make sure your case doesn’t fall within the exceptions section. If assistance manager recognized your case as not an insured one, here is what you can do to turn the situation around.
Remember that assistance doctor cannot issue diagnoses over the phone- The case can be qualified as an exception only based upon the doctor’s opinion.
- If you have already been to the doctor but feel that your diagnosis is incorrect, do not forget that since health insurance in
- What if your doctor is uncertain about the final diagnosis and needs additional procedures and labs to confirm it? As to the wording of health insurance
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