Health Insurance: How to Be Indemnified For the Treatment You Paid For Yourself
November 23, 2015
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A lot of voluntary health insurance policies stipulate the possibility for the insured to pay for the treatment with being further indemnified by the insurance company for the same amount.
It is obviously more complicated procedure compared to standard approach implying that insurance company settles accounts with medical institutions and drug stores directly. It usually works in the emergency cases when the person does not have time to notify the insurer since he is taken to the hospital by the ambulance, Or if the insured needs specific treatment provided by the medical institutions that do not co-operate with insurance companies at all.
What should you do once you face one of the abovementioned situations, in order to be indemnified for incurred expenses in full and in a timely manner? The action plan is below.
Having the insurance company settle all the accounts is the most convenient way of getting treatment for the insuredOur experience proves that having the insurance company settle all the accounts is the most convenient way of getting treatment for the insured. Such approach allows you to save time, money and even your nerves. That is why we always recommend that you should make sure to have the longest possible list of medical institutions to choose from before signing the insurance policy. If we are talking about insuring team of employees who prefer certain clinic, it should not be a problem for the insurance company to add it to the list of the medical institutions covered by the policy. The good thing is that the majority of medical services providers already have agreements of co-operation with the lion’s share of the insurers.
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