Market Insights
Our experts regurarly write educational articles, share professional inisghts and discuss currents issues of Ukrainian insurance market
Accreditation of Insurers
  • USD
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Average exchange rate*

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NBU exchange rate*

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Average exchange rate*

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NBU exchange rate*

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Average exchange rate*

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NBU exchange rate*

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* Source www.minfin.com.ua
Cargo Insurance: 4 Clauses Not to Miss in a Policy
Cargo Insurance
Liability Insurance

Cargo insurance can boast constant demand in Ukrainian insurance market since quite wide range of entities are entitled to act as the Insured under the contracts. Shippers, consignees, carriers and freight forwarders may have the insurable interest in the cargo and conclude the policies accordingly. Judging by our experience, the party which is the most interested in the cargo safely reaching the destination point is more likely to pay for the insurance.

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7 Smart Ways to Break Corporate Rules
Management
HR Management

Think about your own rules and choose the ones you can change radically.

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Real Estate Insurance: How to Receive Guaranteed Indemnity?
Property Claims Settlement
Real Estate Insurance

What is the correct way to fill out the insurance application in order to avoid problematic claim settlement?

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3 Biggest Mistakes in Insurance Policies Which Result in Indemnity Denial
Cargo Insurance
Contractors’ All Risks Insurance
Liability Insurance
Real Estate Insurance
War/Terrorism Insurance
Business Interruption Insurance
Agricultural Insurance
Environmental Insurance
Collateral Insurance
Leased Property Insurance
Other

Concluding insurance agreement should be aimed, in the first place, at receiving indemnity in case of unforeseen circumstances. Imagine the Client’s distress if the insurance company denies indemnity or pays for the damage only partly.

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Five Legitimate Grounds for Indemnity Denial under All Risks Policy
Contractors’ All Risks Insurance
Real Estate Insurance
Leased Property Insurance
Other

All risks property insurance agreements have been catching on in Ukrainian market recently. In this regard a logic question comes up – do they really provide coverage against all the possible perils to which the Insured are exposed in the every-day life? The truth is that apart from quite comprehensible exceptions such as military conflicts, decisions of government authorities aimed at nationalization, confiscation or expropriation of insured property as well as cyber attacks or permanent factors causing natural wear and tear of the insured objects there are some exceptions from “all risks” insurance coverage that actually happen rather frequently.

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Bonus Options in Health Insurance Policies
Health Insurance

Normally each health insurance program overview along with basic sections such as ambulatory care, in-patient care, emergency health care and dental care has addendum containing bonus option which can be included in the coverage subject to additional insurance premium payment. Naturally enough it’s reasonable to evaluate whether or not such additional expenses are justified.

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CASCO Insurance Deductible Amount – Things You Need to Know
CASCO Insurance

There is an easy way to pay less for CASCO insurance – that is to set high deductible amount. However, there is another side to the story. In case of insured event the Insured is bound to bear more expenses to cover it from his own pocket. This article is aimed at explaining the essence of deductible amount, its influence of the insurance rate and claim settlement process.

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